Benefits

Health Insurance (FY 22 - July 1, 2021 through June 30, 2022)


  1. Health Insurance Overview - New Hire
  2. Massachusetts Health Connector Overview 
  3. GIC Health Plan Rates Active Employees
  4. GIC  Decision Guide
  5. Allways Health Partners - Summary of Benefits
  6. Fallon Direct - Summary of Benefits
  7. Fallon Select - Summary of Benefits
  8. Harvard Pilgrim Independence - Summary of Benefits
  9. Harvard Pilgrim Primary Choice - Summary of Benefits
  10. Health New England - Summary of Benefits
  11. Tufts Navigator - Summary of Benefits
  12. Tufts Spirit - Summary of Benefits
  13. Unicare Basic with CIC & without CIC - Summary of Benefits
  14. Unicare Community Choice - Summary of Benefits
  15. Unicare Plus - Summary of Benefits 


  18. GIC  Express Scripts
  19. GIC  Enrollment Form
  20. GIC  Dependents  Ages 19 to 26 Enrollment Form
  21. Required Documents For GIC Coverage
  22. Children's Health Insurance Program (CHIP) Notice
  23. GIC - Your Telehealth Benefit

Dental Insurance
  1. Altus Dental Benefit
  2. Altus Enrollment Form
  3. Altus Student Certification
  4. Web Registration
  5. Altus Maximum Carry Over 
  6. Altus Member Satisfaction Survey

FSA

  1. Flex Spending Account Flyer
  2. FSA Benefit Card Info 
  3. FSA Health Care Enrollment Form
  4. FSA Medical Claim Form
  5. FSA Dependent Care Enrollment Form
  6. FSA Dependent Care Claim Form
  7. FSA Eligible Expenses (OTC)
  8. FSA Store
  9. FSA FAQ

Middlesex County Retirement

  1. Retirement Guide for Employees Hired Post April 2, 2012
  2. Retirement Guide for Employees Hired Pre April 2, 2012
  3. Middlesex County Retirement Website

457 Deferred Compensation Plan (SMART Plan)
The 457 Deferred Compensation Plan allows Town employees to set aside a portion of earnings through a payroll deduction as an investment for retirement. The maximum contributions are defined by the IRS according to specific guidelines, including additional contributions if the individual is age 50 or older. The amounts contributed to the deferred compensation plan may be made either before taxes are applied to the participant’s salary or after taxes have been applied.

  1. Plan Overview
  2. Two Paths to Investing for Retirement
  3. The Roth 457 Option: Is it right for you?
  4. Plan Administrator Contact Information

Family Medical Leave

The FMLA entitles eligible employees of covered employers to take unpaid, job-protected leave for specified family and medical reasons with continuation of group health insurance coverage under the same terms and conditions as if the employee had not taken leave. Eligible employees are entitled to:

  • Twelve workweeks of leave in a 12-month period for:
    • the birth of a child and to care for the newborn child within one year of birth;
    • the placement with the employee of a child for adoption or foster care and to care for the newly placed child within one year of placement;
    • to care for the employee’s spouse, child, or parent who has a serious health condition;
    • a serious health condition that makes the employee unable to perform the essential functions of his or her job;
    • any qualifying exigency arising out of the fact that the employee’s spouse, son, daughter, or parent is a covered military member on “covered active duty;” or
  • Twenty-six workweeks of leave during a single 12-month period to care for a covered servicemember with a serious injury or illness if the eligible employee is the servicemember’s spouse, son, daughter, parent, or next of kin (military caregiver leave).

  1. FMLA Fact Sheet
  2. START HERE: FMLA Certification Form
  3. FMLA Certification for Family Member
  4. FMLA Intent to Return-to-Work Form
  5. FMLA Fitness Certification
  6. FMLA Poster
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